CB Insight just published an article, Interest Rate Risk and Non-Maturity Deposits: Strategic Considerations. This December 8th article was authored by Edgar Ortiz - Chief Analytics Officer at CetoLogic.
In this article Edgar explains the improving economy has been welcome news for community banks, which are now experiencing an upsurge in loan activity with commercial lending at these institutions increasing 10 percent to $190 billion, and profits increasing 16 percent to $4.9 billion in the first quarter of 2015. Amidst the encouraging news about the economic recovery, the anticipated decision by the Federal Reserve to increase the near zero short-term interest rates for the first time since December 2006 poses a strategic challenge for community banks.
To read this article in its entirety CLICK HERE or paste the following link in your browser https://www.cbinsight.com/interest-rate-risk-and-non-maturity-deposits-strategic-considerations.html
In 2010, CB Insights launched to use data, algorithms and predictive analytics to help customers answer questions about “what’s next?” CB Insights has become the most trusted and loved source to answers these questions by both the media and leading customers globally. Hundreds of clients ranging from NEA to Cisco to Salesforce to Castrol to Comcast rely on CB Insights to help them answer these questions.