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Logicpath Insights

Learn more about the latest industry best practices, news, and topics with a fresh perspective inspired by logicpath’s technology and innovation.

Why Deposit Reclassification is Important to Financial Institutions

Deposit Reclassification is important to community banks and credit unions, especially in a rising interest rate market, because it allows them to reclaim your Federal Reserve balance, and invest that money into your institution and community.
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Deposit Reclassification vs. other Retail Sweep Programs

Deposit Reclassification, commonly referred to as retail sweep programs, helps FIs recover their Federal Reserve balances due to reserve requirements and quickly improve profitability. . While the mechanism of Deposit Reclassification is well laid out, not all Retail Sweep programs are equal.
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