A web-based branch, ATM, device, and vault cash management and forecasting application for banks and credit unions. C3 Financial predicts cash demand at the denomination level and provides accurate deposit and order recommendations for each branch or ATM, eliminating cash overages. By using a cash management application, cash is controlled and automated for your entire branch and ATM footprint. Learn how C3 Financial has helped banks and credit unions achieve 20-30% reduction in cash levels.
A retail sweep program that reduces required reserve requirements for banks and credit unions. The process reclassifies a portion of transactional accounts as savings deposits, which are not subject to reserve requirements. By eliminating federal reserve balances, financial institutions convert low earning assets into earning assets with a better rate of return through redeploying assets to commercial, mortgage and consumer loans. Learn how Deposit Reclassification can significantly reduce your total reserve requirement, recovering your entire balance at the Federal Reserve Bank.
A web-based asset liability management simulation software that provides accurate and detailed analysis asset-by-asset and liability-by-liability. This level of in-house insight enables banks to accurately evaluate the impact of changes on any asset or liability to project balance sheet performance. Learn more about pALMS.
Non-Maturity Deposit (NMD) Measurement and Modeling service
Distressed Debt Management service helps banks and credit unions clear nonperforming assets off their balance sheets with portfolio valuations that better capture the debt recovery opportunities. Learn how Distressed Debt Valuation can improve your distressed debt pricing process and recovery rates with predictive analysis. Learn more about Distressed Debt Valuation.
Capital Requirements Assessment Methodology leverages the analytical discipline of the Internal Ratings Based Approach from Basel III to assist banks and credit unions in the derivation estimates of capital charges under adverse economic scenarios. Learn more about Capital Level Optimization.
A web-based currency and coin software that partners with intelligent safe (“smart safe”) technology for retail organization’s storefront. By providing real-time cash data and analytics, Smart Safe Insight detects opportunities to reduce expenses, shrink and risk. Learn more about Smart Safe Insight.