Top 5 Mistakes of Branch Transformation

May 17, 2018

With fintechs chipping away at financial institutions’ business, and with consumers wanting a more efficient banking experience, banks and credit unions are feeling the heat. Many banks are rushing into branch transformation strategies without properly laying the foundations for change.

The Fear of “Running Out of Cash” is an Illusion

Vault Cash | Cash Usage

May 10, 2018

Every responsible branch manager strives to satisfy his/her customers’ banking needs, especially when it comes to their demands for cash. Not being able to fulfill a customer’s request for cash at a bank or credit union branch is probably every head teller’s nightmare!

logicpath Adds Ken Lai as Developer

Company News

May 8, 2018

logicpath, a leading provider of software and analytics for financial institutions and retailers has added Robert Mitchell and Ken Lai as developers to their team.

What is the Fed Doing to Ease the Stress of Stress Testing?

Financial stress testing

Apr 27, 2018

On April 10, 2018, the Federal Reserve Board sought comment on a proposal to simplify capital rules for banks while preserving strong capital levels to maintain their ability to lend under stressful conditions.

Are We There Yet?? A Dodd-Frank Deregulation Update

Dodd Frank

Apr 5, 2018

The Senate passed a bipartisan measure to exempt dozens of small community and regional banks and credit unions from the Dodd-Frank Wall Street reform law. The bill recognizes that smaller financial institutions are disproportionately burdened by regulatory demands.

logicpath Structures New Relationship with Kentucky Bankers Association

Company News

Mar 30, 2018

Logicpath, a leading provider of software and analytics for financial institutions and retailers, announced today that it structured new relationship with the Kentucky Bankers Association to provide its member banks with vault cash management and retail sweep expertise.

When Should I Implement Deposit Reclassification?

Deposit Reclassification | Federal Reserve Balance

Mar 29, 2018

A FIs motivation to implement deposit reclassification depends on costs vs benefits. Implementing Deposit Reclassification makes sense at all times, but is even more important when interest rates are rising and expected to continue to rise, when deposits increase, or before mergers or acquisitions.

Deposit Reclassification vs. other Retail Sweep Programs

Deposit Reclassification | Retail Sweep Program

Mar 22, 2018

Deposit Reclassification, commonly referred to as retail sweep programs, helps FIs recover their Federal Reserve balances due to reserve requirements and quickly improve profitability. . While the mechanism of Deposit Reclassification is well laid out, not all Retail Sweep programs are equal.

5 Warning Signs of Poor Branch Cash Management

Cash Management

Mar 15, 2018

Most retail operations and branch managers at banks and credit unions believe that they are doing a good job with their cash management, but are they?

3 Branch Cash Management Mistakes That You Don’t Know You’re Making

Cash Management | Cash Usage

Mar 8, 2018

However, branches and ATMs do not always meet their demand for cash. Such shortfalls damage customer confidence and are the result of three cash management mistakes that most banks and credit unions do not even know they’re making but can easily rectify.

Logicpath Insights