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Logicpath Insights

Learn more about the latest industry best practices, news, and topics with a fresh perspective inspired by logicpath’s technology and innovation.

Corporate Central Partners with logicpath to Deliver Cash Management and Forecasting Services to Credit Unions

Logicpath’s proprietary cash inventory management portal allows credit union members of Corporate Central to accurately forecast and order cash while optimizing inventory levels across their organization.
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5 Signs You Need Cash Forecasting Software

Outdated cash practices often harm a financial institution, ISO, or AID’s ability to maintain optimal cash levels to meet demand and lead to excess cash sitting idly. Everyone can avoid this by investing in cash forecasting software that leverages AI to predict demand. Our latest insight reviews five signs you should invest in cash forecasting software.
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The Importance of Cash in Today's Society

The Payment Choice Act makes it unlawful for a retailer to refuse to accept cash for payment. A consumer’s right to pay with cash was threatened during the pandemic and it is important to remember the importance of cash in society and protect consumer's rights.
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Is there Actually a Coin Shortage, or just Poor Circulation? (And How to Help)

Many are aware of the nationwide coin shortage caused by the COVID-19 pandemic and businesses shutting down, and businesses are still struggling to have enough coin on-hand to operate efficiently and serve customers.
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Recap: 7 Areas of Waste that are Killing Your Bank’s Efficiency

Toyota originally pioneered the process to identify “waste” that could be removed in order to optimize efficiency in their industry. The seven areas of waste in banking can be used to help you identify and eliminate current inefficiencies in your cash operations.
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Avoiding Wasted Talent in Your Bank or Credit Union

Learn how waste of time and resources can be highly interruptive to the efficiency of your customer service model in your FI because your staff is performing administrative work as opposed to high value tasks such as supporting and selling to your customers.
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Logicpath Announces New Website to Reflect Rapid Growth in Cash Forecasting Software Marketplace

Atlanta-based fintech SaaS company logicpath, a leader in AI-driven cash supply chain technology, has unveiled its new company website: logicpath.com. This rebranding initiative reflects the evolution of the company and its recent launch of an exciting new milestone version of C3 Financial, artificial intelligence (AI) and cash inventory management software innovating the financial services industry. 
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How to Avoid Cash Delivery Delays

Delays in your financial institution can come in many forms, and are sometimes inevitable. Cash orders can be delayed from an unexpected transportation change or because a holiday falls on a scheduled delivery day. In addition, there are other delays that can be caused when a branch does not place their cash order on time.
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Identifying Lost Opportunities Within Your Financial Institution

Circumstances change over time that determine your goals, and lost opportunities can emerge as a result. The negative impact and expense from lost opportunities are hard to track, yet they are all too real. For example, having too little cash can mean you miss out on the opportunity to minimize armored car deliveries, thus saving on transportation costs. On the contrary, having excess cash equates to large amounts of money sitting idle when it could have been reinvested to create a profit.
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Logicpath Releases New Milestone Version of Award-Winning Cash Inventory Management Software, C3 Financial

Logicpath Announces New Milestone Version of Award-Winning Cash Inventory Management Software, C3 Financial
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How Inventory Errors Hurt Your Financial Institution

As we often say, it is important to think of your cash like a grocery store would think of a box of cereal, such as Cornflakes… they’re both inventory and should be treated the same way. Having too much or too little inventory can be detrimental to your customers and your financial institution. However, inventory errors can and do occur, which create waste in the cash ordering process within your bank or credit union.
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The True Cost of Inefficient Communication in Your Cash Ordering Process

When people think about inefficient communication within an organization, they automatically think about delays between emails, phone calls, etc., but what is the true cost of inefficient communication? Inefficient communication can have many detrimental effects on your financial institution’s overall efficiency that result in waste in the form of time and money. When communication is ineffective or erroneous, it leads to extra internal and external emails, phone calls, report pulling, and additional charges.
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The Risk of Unnecessary Movement (of Cash) in Your Financial Institution

Banks and credit unions do not often consider the risk or expense associated with unnecessary cash movement around their network. The truth is, there can be a significant amount of waste hidden in the process of moving cash to and from your institution and cash points.
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Logicpath Launches New Program to Build Customer Community for Current and Future Client Success

LogicpathTM, a leader in fintech software and analytics, announced today its official launch of the C3 Financial Champion program. This new program connects current logicpath clients by providing networking opportunities to share experiences and learn best practices from each other.
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Logicpath to Present with Loomis US at the Financial Managers Society’s 2021 FORUM Annual Conference

LogicpathTM, a leader in fintech software and analytics, announced today that its VP of Client Services and Business Development, Kelly MacConnell will be presenting virtually alongside Loomis US’s SVP of National Financial Business Development, Robert Lynch at the Financial Managers Society’s 2021 FORUM Annual Conference.
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The Hidden Cost of Inaccurate Inventory Levels

In our last blog, we discussed areas of waste in financial institutions that often go undetected. It’s important to remember that “waste” can be defined as inefficiencies in processes. Next, we will begin to break down each of the seven areas that waste can lurk in operational processes of a bank or credit union. The first area is caused by inaccurate cash inventory levels.
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The 7 Areas of Waste Killing Your Bank’s Efficiency

You may not be aware of the 7 forms of waste in the manufacturing industry, first defined by Toyota; but what about banking where manufacturing waste isn’t relevant? In this blog series we explore 7 areas of waste in banking that occur in the cash inventory management process and how you can identify them to improve your efficiency.
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Optimizing Orders and Deliveries with Your Armored Car Carrier

How do you optimize the cash supply chain to minimize fulfillment costs? The first thing you need to do is ask yourself if you have armored car deliveries that are coming too often or too infrequent that are costly to your financial institution. In this blog post, we will discuss certain armored car cost scenarios that could be impacting your cash supply chain’s overall efficiency and bottom line. In addition, we will share our smart tips for an armored car cost analysis.
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Why Banks and Credit Unions Should Automate the Cash Supply Chain

Banks and credit unions have some of the most intricate supply chain systems in the world. The main driver for this is the increased use of sophisticated technology such as ATMs/ITMs, Video Tellers, Recyclers and Kiosks. Supply chain management (SCM), or inventory management is the process of sourcing materials that a business needs to create a product or service and deliver it to its customers.
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Leveraging Technology for a Successful Future with Data

Cloud-based software has become more cost-effective and has even helped remove monotonous day-to-day tasks and responsibilities from your team members as it applies to data collection and aggregation. Additionally, new technology has nearly eliminated the need for data scientist roles as the new technology empowers everyone to be able to understand, analyze and act on the data they are given. Now the tough question, how do you choose the right technology and cloud software to adopt? In this blog we will discuss five criteria you should look for in a cloud software.
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The Importance of Process and Quality Data with Your Cloud Software

In the last few blog posts we have discussed how cloud software has given community banks and credit unions increased accessibility to data. However, there are steps financial institutions need to take to ensure they are getting the highest quality of data out of their software through efficient processes.
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Setting the Stage for Success Part 2: Cultural Adoption of a Data Informed Mindset

Have you ever bought a new piece of helpful technology that sits unused despite there being a good reason to have purchased it? We’ve all been there. The same concept also applies to getting your team members to adopt a data informed mindset to make every data-driven initiative a success, and while you’re exploring cloud software applications to help manage data, provide reporting, cash forecasting, and more—it’s important to begin by thinking about the data itself. There are already well-defined strategies in place that you can use to ensure the process toward a data informed mindset and an operational structure are as efficient and easy to follow as possible.
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Setting the Stage for Success Part 1: How to Become a Data Informed Cash Manager

As we discussed in our previous blog post, banks and credit unions now have access to more data than ever which can be used to make strategic business decisions. However, it is not uncommon for financial institutions to miss the opportunity to take advantage of their data due to a lack of the right mindset.
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Industry Insights: The Final Step in a Successful Digital Transformation

“The Financial Brand,” a digital publication and industry leader focused on providing thoughtful insights on marketing and strategy issues affecting retail banks and credit unions recently published an article titled, “Digital Transformation Demands a Culture of Innovation.” We are highlighting this article because it examines a critical side of digital transformation strategy that isn’t often discussed: the importance of adopting a culture of innovation for a successful digital transformation.
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Cloud Software has Changed the Game for Banks and Credit Unions

It is no secret that cloud software has been a game changer for many organizations across a multitude of industries including financial services. Today, cloud software has become affordable and more accessible to organizations of any size to leverage, but why is this important? Banks and credit unions are accumulating data more quickly than ever before due to the rapid advancement in technology. Financial institutions are now more empowered with data because of the easy access and usability of Excel and other cloud software applications.
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Smart Tips – Managing Your Cash Supply Chain and Inventory - #8 Implement a Review Process

To wrap up our Smart Tips series we want to talk about the importance of implementing a review process for your cash supply chain and inventory management practices. A good review process is vital to your organization’s success and needs to be reviewed thoroughly before implementation begins. Below are some questions to ask your cash management team when thinking about your review process:
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Logicpath 2020 Top Cash Management Solutions Provider

In August we announced that Logicpath, specifically our C3 Financial software, was nominated and recognized as a 2020 Top Cash Management Solution Provider by CFO Tech Outlook. C3 Financial is a cloud-based software application that optimizes the cash supply chain by streamlining cash operations with a centralized and automated approach to cash ordering and forecasting.
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Smart Tips – Managing Your Cash Supply Chain and Inventory - #7 Review Your Target and Limit Performance

In this week’s blog post we want to discuss how to effectively review your target or limit performance to make sure your limits are set to optimize your cash inventory and ordering process.
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Ceto and Associates and Logicpath Team Up with MIS Solutions to Provide Laptops to Students in Need

Ceto and Associates, one of the nation’s leading management consulting firms and Logicpath, a leader in fintech software and analytics, team up with MIS Solutions, Inc., a cloud and IT security firm, to bring laptops to Georgia students in Gwinnett County Schools that have transitioned to virtual learning due to the COVID-19 pandemic.
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Smart Tips – Managing Your Cash Supply Chain and Inventory - #6 Define Delivery Schedules

One of the costliest areas in cash supply chain management for a bank or credit union is the expense associated with cash deposit and deliveries. In this blog post, we will be reccomending best practices that financial institutions should use to define their delivery schedules appropriately to optimize the cash supply chain and reduce deposit, delivery and holding costs.
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Smart Tips – Managing Your Cash Supply Chain and Inventory - #5 Update Your Inventory Expectations Frequently

One of the best practices for having optimal inventory levels is to regularly update your inventory expectations frequently. This means adjusting your targets and limits appropriately by reviewing your actual cash demand and usage. Often, cash inventory and supply chain processes and expectations go years without being updated. However, to truly optimize your processes, these expectations should be updated on a monthly basis, and even more often if there are significant changes to your cash supply chain or inventory like during the COVID-19 pandemic when cash demand was higher than normal.
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Smart Tips – Managing Your Cash Supply Chain and Inventory - #4 Create a Target or Limit

Financial institutions use limits to manage their cash supply chain and inventory, however there are “do’s” and “don’ts” of setting limits that can drastically affect your success. Today, we will discuss best practices your bank or credit union can use to set limits appropriately.
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Community Banks and Credit Unions Alleviate Coin Shortage Fallout by Asking for Help from their Communities

Another one of the many consequences of the COVID-19 pandemic was the partial closure of the economy. Due to this partial closure, a nationwide coin shortage has developed because consumers are unable to spend their coins at local businesses that were temporarily closed or cut back on their operations. In addition, the U.S. Mint’s coin production also decreased at the beginning of the COVID-19 pandemic to keep employees safe. Additionally, we’ve seen an increase in online purchasing which yet again, leave coins out of the mix. All of these factors mean there are less coins now in circulation.
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Logicpath Recognized as a 2020 Top Cash Management Solution Provider by CFO Tech Outlook

Logicpath, a leader in fintech software and analytics has been recognized as a Top Cash Management Solution Provider for 2020 by CFO Tech Outlook, specifically for C3 Financial, a cash supply chain and management solution for banks and credit unions. Logicpath’s C3 Financial application optimizes the cash supply chain by streamlining cash operations with a centralized and automated approach to cash ordering. The application applies inventory management principles and predictive analytics so that financial institutions are better equipped to forecast cash demand at each cash end point, down to the denomination across the enterprise.
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Logicpath Leverages Artificial Intelligence and Predictive Analytics to Assist Financial Institutions in Automating the Cash Supply Chain in Times of Volatility and in the Future

In an effort to help financial institutions navigate uncertain times and adjust to a “new normal,” Logicpath, a leader in fintech software and analytics, is solving a critical need for banks and credit unions by centralizing the cash order process and optimizing inventory levels at every cash end point, down to the denomination through the use of software.
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Smart Tips - Managing Your Cash Supply Chain and Inventory - #3 Expect the Unexpected

If we’ve learned anything over the last few months, it is that the least expected can easily become reality and everything can change in an instant. In our previous post we talked a lot about the trends that should be evaluated when reviewing your cash supply chain and the processes surrounding your branch, ATM and vault cash inventory, but as we adjust to a “new normal” we are beginning to see that the previous trends may not always apply.
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Smart Tips - Managing Your Cash Supply Chain and Inventory - #2 Be Aware of Trends

This week, our smart tip focuses on awareness of trends in the demand for cash. While we have all witnessed the unexpected over the last few months and recognize the importance of being prepared for the unknown, it is even more critical to be aware of ongoing and predictable trends that impact your cash flow. Here are five tips to help your financial institution optimize their cash supply chain and inventory.
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The Cash Supply Chain Checklist - 6 Questions to Ask Your Cash Management Team

To complete the series, we created “6 Questions to Ask Yourself About Your Cash Supply Chain.” These six questions are meant to be reflected on to best help you optimize your cash supply chain and inventory.
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Smart Tips - Managing Your Cash Supply Chain and Inventory - #1 Addressing Customer Demand

A good inventory system is important to any business' growth. For most industries, inventory ties up cash figuratively in products sitting on a shelf or in a warehouse. But for financial institutions, branch, ATM, vault and device cash is a financial institution’s inventory.
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Current and Future Cash Supply Chain and Inventory Management Challenges: Managing Actual Current Demand and Usage

Today, we want to discuss how banks and credit unions can find out their actual current cash demand and usage.
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Current and Future Cash Supply Chain and Inventory Management Challenges: “Business as Usual” is Not so Usual for Armored Car Carriers

This week, we want to discuss one of the critical suppliers to the cash supply chain, the armored car carrier.
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Current and Future Cash Supply Chain and Inventory Management Challenges: Adjusting to the "New Normal"

What can banks and credit unions do to be prepared for the uncertainty of the “new normal” when it comes to their cash levels and inventory?
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Current and Future Cash Supply Chain and Inventory Management Challenges: Decentralized Vs. Centralized Ordering

Since the start of the COVID-19 pandemic, banks and credit unions have been facing a lot of uncertainty and new challenges in their day-to-day operations as well as future planning.
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Current and Future Cash Supply Chain and Inventory Management Challenges: The Old Ways of Ordering and Depositing Cash are a Thing of the Past

Since the start of the COVID-19 pandemic, banks and credit unions have been facing a lot of uncertainty and new challenges in their day-to-day operations as well as future planning.
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Logicpath and Loomis Partner to Help Financial Institutions Navigate the Cash Supply Chain Amidst the COVID-19 Pandemic and Beyond

Last week, logicpath and Loomis collaborated on a webinar, “Crisis Management & CASH: COVID-19 & Future Pandemic Planning” to provide insight for banks and credit unions to understand and adapt to the new regulatory guidelines set forth by the FFIEC, FDIC and NCUA.
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Logicpath and Loomis Partner to Help Financial Institutions Adapt to Their Need for Real-time Demand Changes in the Cash Supply Chain

Loomis, the world’s largest armored car carrier, and Logicpath have formed a strategic partnership to help financial institutions adapt to real-time cash supply chain challenges during the COVID-19 pandemic and beyond.
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Branch and ATM Cash Management Challenges During COVID-19

Inventory management isn’t just about food and sports equipment though, it’s also about cash. Logicpath has worked with thousands of branches and ATMs to help banks and credit unions create new inventory management practices that are helping them through the uncertainty of the COVID-19 pandemic.
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Logicpath Recognized as a 2019 Top 10 Fintech Solution Provider by Banking CIO Outlook

Logicpath, a leader in fintech software and analytics, has been recognized as part of Banking CIO Outlook’s Top 10 Fintech Solution Providers for 2019. As technology and customer demand changes, there is more of a need for banks and credit unions to partner with fintech companies to stay competitive and innovative in their markets.
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When to Implement Software Refresh Training for your Team

Refresh training is often forgotten about, but if your software is a big part of your day-to-day operational efficiencies in your branch, it is important to implement refresh training to avoid any potential pitfalls in miscommunication of features, capabilities, and even the purpose of the software.
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logicpath Promotes Paula Terry to Client Services Manager

Logicpath promoted Paula Terry to client services manager.
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FOMC Updates

Ongoing updates from the Federal Open Market Committee
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Cloudy with a Chance of Cash

A good inventory system is important to a business’ growth. A financial institution's inventory is the cash tied up in branch, ATM, vault and devices. Like any other business, not enough or too much inventory can be costly to the business and inhibit growth.
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Logicpath Promotes Ken Lai to Senior Developer

Logicpath, a leading provider of fintech software solutions and analytics to financial institutions, today announced that Ken Lai has been promoted to Senior Developer.
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Logicpath Welcomes Michele Mooney as Vice President of Marketing

Logicpath, a leading provider of fintech software solutions and analytics and Ceto and Associates, a management consulting firm have added a new member to its already stellar leadership team, announced today, Michele Mooney, VP Marketing and Public Relations.
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Logicpath Promotes David Austin to Senior Vice President of Operations

Logicpath Promotes David Austin to Senior Vice President of Operations
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How the Universal Banker Model Impacts Branch Cash Management

Research estimates that more than half of banks and credit unions have adopted a universal banker model in their branches as a part of their overall branch transformation strategy.
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Branch Cash Management Software + Devices = Successful Branch Transformation

When people think about branch transformation, they think of the addition of new technology, devices, but often fail to think about software. In this blog, I will discuss three reasons institutions should consider a branch cash management software in their overall branch transformation strategy.
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logicpath Promotes Kelly MacConnell to Vice President of Sales

logicpath Promotes Kelly MacConnell to Vice President of Sales.
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logicpath Adds Xintong Wang as Developer

logicpath Adds Ujwal Unni and Xintong Wang as Developers
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Branch Cash Management FAQ

This FAQ covers common branch cash management questions including when is the best time to implement a branch cash management software, how to better reduce branch cash levels and how to make cash management operations more efficient.
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Top FAQ on Deposit Reclassification - Part 2

Deposit Reclassification is the process of reclassifying transaction accounts into sub-checking and sub-savings accounts. In this FAQ, I answer what threshold percentages are, and how Deposit Reclassification impacts call reporting and peer-to-peer review.
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What is the Impact of Disclosure with Deposit Reclassification?

Due to recent incidents and ongoing problems, financial institutions are often intimidated by the impact on disclosure. However, most financial institutions’ terms and conditions require notification to current customers about any changes to their account, including the reclassifying of funds into savings and checking sub-accounts, also known as Deposit Reclassification
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logicpath Assists Two Banks in Releasing $32 Million in Liquidity through Implementation of Deposit Reclassification Solution

Logicpath announces two banks implement its Deposit Reclassification retail sweep solution: $1.3 billion, Bank Iowa based in West Des Moines, Iowa; and $421 million, BOM Bank based in Natchitoches, La.
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Top Three Features to Look for in a Retail Sweep Program

Retail sweep programs help banks and credit unions recover their Federal Reserve balances due to reserve requirements, through reclassifying transaction accounts as savings accounts. This blog discusses the top features to look for in a retail sweep program.
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G+D Currency Technology Launches New Casino Cash Management Software in Partnership with logicpath

G+D Currency Technology announced that Casino CashView is now available to all clients in the United States and Canada as of Oct. 1, 2018. Developed in partnership with software and analytics firm, logicpath, Casino CashView is a web-based application that streamlines cash management for casinos.
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Top Five Features to Look for in Branch and ATM Cash Management Software

Financial institutions should consider focusing on branch cash management initiatives that identify and minimize non-interest earning assets through optimizing cash inventory and reducing excess cash by using a software solution.
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Why is Hacking on the Rise?

It’s no secret that privacy is a huge issue. In 2017, there were more than 1,579 breaches, an upturn of 44.7 percent, which means we’re seeing multiple breaches per week, if not per day. Here are three reasons why hacking is on the rise.
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Four Places Your Branch May be Stockpiling Excess Cash

As financial institutions continue to go through branch transformations and add new devices to improve their customer experience, it's important to review all cash end points and update branch cash management and ordering processes to grow, adapt and avoid excess cash.
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How to Select the Best Lease Accounting Software for Your Bank or Credit Union

With regulatory pressures already placed on financial institutions to transition to the new lease accounting standards, it’s critical to find solutions that make the transition seamless and efficient. The key to success is to invest in the best lease accounting software.
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What Financial Institutions Need to Know about the New Lease Accounting Standards

While banks play unique roles as both lessors and lessees, as well as users of financial statements, the focus of this blog will be on how banks will be impacted as lessees. We’ll provide a brief overview of what’s changed and highlight potential pitfalls that you need to watch for.
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What is the Impact of Fintech Charters on Community Banks and Credit Unions?

The Office of the Comptroller of the Currency (OCC) announced the approval of the national fintech charter. The OCC’s decision is based on government efforts to promote economic growth, and support innovation that improves financial services to customers, businesses and communities.
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Two Banks Select logicpath’s Deposit Reclassification Solution, Set to Free Up a Total of $21.7 Million in Liquidity

Logicpath, a leading provider of software and analytics for financial institutions, announced that two banks have selected its Deposit Reclassification retail sweep solution, including: $396 million, Clear Lake, Iowa-based Clear Lake Bank & Trust Company; and $1 billion, Lakeville, Conn.-based Salisbury Bank and Trust Company.
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Inventory Methods You can Apply to Cash

A good inventory system is important to a business’ growth. A financial institution's inventory is the cash tied up in branch, ATM, vault and devices. Like any other business, not enough or too much inventory can be costly to the business and inhibit growth.
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The History of Deposit Reclassification

Nicholas Ceto Jr. pioneered Deposit Reclassification, a retail sweep program that helps financial institutions improve profitability by quickly recovering its Federal Reserve balance due to reserve requirements.
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Why Deposit Reclassification is Important to Financial Institutions

Deposit Reclassification is important to community banks and credit unions, especially in a rising interest rate market, because it allows them to reclaim your Federal Reserve balance, and invest that money into your institution and community.
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Four Factors to Consider when Assessing Branch Cash Inventory Management

There are many variables that come into play when understanding cash inventory for banks and credit unions. Our consultants have four top inventory management factors to consider for a financial institution’s cash.
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Top 4 Financial Apps Customers Love

Fintechs continue to rise in popularity, but they don't have to be the bad guys. In fact, many financial institutions are leveraging fintech technology and partnerships to help create a better, more customized experience for customers. Here are the top four apps customers are loving right now.
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logicpath Adds Stephanie Jordan as Content Writer

logicpath, a leading provider of software and analytics for financial institutions and retailers, adds Stephanie Jordan to their team.
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Can Banks Give Payday Loans A Run For Their Money?

Payday loans are expensive, and often trap consumers in a vicious cycle of debt that is hard to break. Americans at the bottom of the financial ladder, have no option but to resort to these loans because banks and credit unions have not offered small short-term loans since the recession.
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Don’t Call It a Rewrite – The Ease of Volcker Rule is for Efficiency Sakes

On May 30, 2018, the Federal Reserve proposed rules to simplify compliance requirements relating to the Volcker Rule. Here's everything you need to know about the proposed changes.
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Top 5 Mistakes of Branch Transformation

With fintechs chipping away at financial institutions’ business, and with consumers wanting a more efficient banking experience, banks and credit unions are feeling the heat. Many banks are rushing into branch transformation strategies without properly laying the foundations for change.
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The Fear of “Running Out of Cash” is an Illusion

Every responsible branch manager strives to satisfy his/her customers’ banking needs, especially when it comes to their demands for cash. Not being able to fulfill a customer’s request for cash at a bank or credit union branch is probably every head teller’s nightmare!
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logicpath Adds Ken Lai as Developer

logicpath, a leading provider of software and analytics for financial institutions and retailers has added Robert Mitchell and Ken Lai as developers to their team.
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What is the Fed Doing to Ease the Stress of Stress Testing?

On April 10, 2018, the Federal Reserve Board sought comment on a proposal to simplify capital rules for banks while preserving strong capital levels to maintain their ability to lend under stressful conditions.
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Are We There Yet?? A Dodd-Frank Deregulation Update

The Senate passed a bipartisan measure to exempt dozens of small community and regional banks and credit unions from the Dodd-Frank Wall Street reform law. The bill recognizes that smaller financial institutions are disproportionately burdened by regulatory demands.
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logicpath Structures New Relationship with Kentucky Bankers Association

Logicpath, a leading provider of software and analytics for financial institutions and retailers, announced today that it structured new relationship with the Kentucky Bankers Association to provide its member banks with vault cash management and retail sweep expertise.
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When Should I Implement Deposit Reclassification?

A FIs motivation to implement deposit reclassification depends on costs vs benefits. Implementing Deposit Reclassification makes sense at all times, but is even more important when interest rates are rising and expected to continue to rise, when deposits increase, or before mergers or acquisitions.
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Deposit Reclassification vs. other Retail Sweep Programs

Deposit Reclassification, commonly referred to as retail sweep programs, helps FIs recover their Federal Reserve balances due to reserve requirements and quickly improve profitability. . While the mechanism of Deposit Reclassification is well laid out, not all Retail Sweep programs are equal.
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5 Warning Signs of Poor Branch Cash Management

Most retail operations and branch managers at banks and credit unions believe that they are doing a good job with their cash management, but are they?
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3 Branch Cash Management Mistakes That You Don’t Know You’re Making

However, branches and ATMs do not always meet their demand for cash. Such shortfalls damage customer confidence and are the result of three cash management mistakes that most banks and credit unions do not even know they’re making but can easily rectify.
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FinTechs – No Longer Competitors, but Partners

Today, there are a slew of FinTechs firms that are leveraging technology, the Internet, and smartphone apps to address inefficiencies of financial services.
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Jerome Powell for Federal Reserve Chair – What Does That Mean For Banking?

President Trump nominated Jerome Powell to be the next Chair of the Board of Governors of the Federal Reserve System. How will he impact banking?
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Make Running Out of Cash a Thing of the Past

Make running out of cash a thing of the past, address the problems of denomination shortfall, its consequences, and possible solutions.
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Myth of Branch Cash Management: Reducing Cash equals Optimal Cash Levels

Simply reducing cash by a flat dollar-amount does not give you optimal cash levels. Cash management is more than a cash reduction.
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Top Four Underlying Costs of Branch Cash Management

Cash is the lifeblood of a financial institution.There are 4 underlying costs of cash related to poor cash management and logistics that need to be understood.
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100% Branchless Banking – Myth or Reality?

The trend towards branchless banking continues to increase, especially with younger generations embracing everything digital, but is it the future?
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How Will the Fed’s Balance Sheet Reduction Affect Banking?

The FOMC has decided to leave interest rates unchanged. The bigger news.. the Fed has decided to initiate its balance normalization program in October.
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Top 3 Questions to Ask Before Creating a Branch Transformation Strategy

New generations are demanding a wide range of mobile and web-enabled products and services in the banking sector. How do you prepare for branch transformation?
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Top 3 FAQ on Deposit Reclassification

Deposit Reclassification or retail sweep programs - it seems too good to be true!
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Working Together - Regulation D and Deposit Reclassification

Deposit Reclassification, also known as a retail sweep program, allows financial institutions to reduce their Federal Reserve Bank reserve requirement.
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Recover Your Federal Reserve Balance and Improve Profitability within 60 days... Here's How!

Depository institutions, such as banks and credit unions, can significantly reduce their reserve requirements and eliminate balances held at the Fed.
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Top Three Challenges & Solutions for Branch Cash Management

Most financial institutions “think” they manage cash efficiently. Cash is often managed up - to limits, not down - to usage-driven levels.
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The Biggest Pitfall of Branch Cash Management - Managing Up to Limits

Most cash is managed up to this maximum cash limit, and this is the biggest pitfall of cash management today.
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4 Characteristics to look for in a Universal Banker

Financial institutions are Working Smarter, Not Harder. A new trend in staffing is to employ a “Universal Banker."
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What is C3 Financial and How Do You Benefit?

Have you ever wondered what tools and solutions are out there to help manage branch, ATM, device and vault cash?
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Internal Branch Cash Studies: Doing it Yourself vs. Hiring a Professional

Branch Managers who oversee cash operations are burdened with estimating branch and ATM cash flow in order to properly service their customers.
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The State of Cash Management in Today's Banking Environment

The aftermath of 2007 led to extreme risk aversion and excessive cash hoarding by financial institutions (FIs) over the past decade.
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logicpath Promotes Jeannie Bradley to Education and Training Manager

Jeannie Bradley has been promoted to Education and Training Manager. Bradley will be responsible for creating and leading all client education and training.
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CetoLogic Announces New Name, logicpath

CetoLogic announces the launch of its new name logicpath.
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Ceto and Associates and CetoLogic Partner to Raise Money for JDRF Walk One

Ceto and Associates and CetoLogic Partner to Raise Money for JDRF Walk One
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CetoLogic Announces Three New Bank Clients, Managing over 240 locations with C3 Financial

CetoLogic Announces Three New Bank Clients, Managing over 240 locations with C3 Financial
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CetoLogic Expands Staff with Addition of Paula Terry and Meghan Quinlin

CetoLogic Expands Staff with Addition of Paula Terry and Meghan Quinlin
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CetoLogic Signs Two New Credit Union Clients and Continues to Expand C3 Financial Client Base

CetoLogic Signs Two New Credit Union Clients and Continues to Expand C3 Financial Client Base
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CetoLogic Promotes David Austin to Vice President of Client Experience

CetoLogic Promotes David Austin to Vice President of Client Experience
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Advia Credit Union Eliminates $27.5 Million Federal Reserve Balance Through CetoLogic’s Deposit Reclassification Solution

Advia Credit Union Eliminates $27.5 Million Federal Reserve Balance Through CetoLogic’s Deposit Reclassification Solution
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Three Banks Announce Implementation of CetoLogic’s Deposit Reclassification Solution, Freeing Up an Average of $11 Million in Liquidity

Three Banks Announce Implementation of CetoLogic’s Deposit Reclassification Solution, Freeing Up an Average of $11 Million in Liquidity
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Mountain America Credit Union Realizes $7.1 Million in Cash Reduction by Leveraging CetoLogic’s C3 Financial

Mountain America Credit Union Realizes $7.1 Million in Cash Reduction by Leveraging CetoLogic’s C3 Financial
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What to Expect when Expecting an Interest Rate Increase

Be prepared for interst rate increases, stay current with the Fed’s movements and ensure your customers are well diversified.
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Embracing Today’s Technology for a Productive Tomorrow

The technology to increase productivity is here..Learn how it can benefit your institution.
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Central Bank Frees More Than $11 Million in Funds Through CetoLogic’s Deposit Reclassification, Enables Institution To Meet Loan Growth

Central Bank Frees More Than $11 Million in Funds Through CetoLogic’s Deposit Reclassification, Enables Institution To Meet Loan Growth
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WashingtonFirst Bank Leverages CetoLogic’s Deposit Reclassification To Support Increased Levels Of Lending Within Its Community

WashingtonFirst Bank Leverages CetoLogic’s Deposit Reclassification To Support Increased Levels Of Lending Within Its Community
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4 Common Branch, ATM and Vault Cash Management Mistakes

Review your cash management process, find non-earning assets and inefficient processes.
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CetoLogic Partners with Sharon Springs Falcons Youth Football Team to Raise Funds for CURE Childhood Cancer

CetoLogic Partners with Sharon Springs Falcons Youth Football Team to Raise Funds for CURE Childhood Cancer
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CetoLogic Expands C3 Financial Client Base, Signs Three New Credit Union Clients

CetoLogic Expands C3 Financial Client Base, Signs Three New Credit Union Clients
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CetoLogic Continues to Expand Deposit Reclassification Client Base as Financial Institutions Prepare for Lending Growth in 2015

CetoLogic Continues to Expand Deposit Reclassification Client Base as Financial Institutions Prepare for Lending Growth in 2015
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CetoLogic Selects Cheryl Tester as Winner of Mascot Naming Contest, Naming the Company’s Owl Mascot “Sir Benjamin Hoots”

CetoLogic Selects Cheryl Tester as Winner of Mascot Naming Contest, Naming the Company’s Owl Mascot “Sir Benjamin Hoots”
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3Rivers Federal Credit Union Automates Cash Ordering via CetoLogic’s C3 Financial’s Integration with Money Supplier

3Rivers Federal Credit Union Automates Cash Ordering via CetoLogic’s C3 Financial’s Integration with Money Supplier
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America’s Credit Union Selects CetoLogic’s C3 Financial to Reduce Cash Inventory, Streamline Cash Management

America’s Credit Union Selects CetoLogic’s C3 Financial to Reduce Cash Inventory, Streamline Cash Management
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CetoLogic’s C3 Financial Named a Finalist for the 2014 BankNews Innovative Solutions Awards

CetoLogic’s C3 Financial Named a Finalist for the 2014 BankNews Innovative Solutions Awards
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American Banker - Data Breaches May Drive Consumers Back to Cash

American Banker - Data Breaches May Drive Consumers Back to Cash
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CetoLogic Sees Continued Industry Demand for Deposit Reclassification, Signs Six New Financial Institution Clients

CetoLogic Sees Continued Industry Demand for Deposit Reclassification, Signs Six New Financial Institution Clients
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AltaOne FCU Implements CetoLogic’s C3 Financial Cash Management Solution to Reduce Cash Levels, Streamline Cash Operations

AltaOne FCU Implements CetoLogic’s C3 Financial Cash Management Solution to Reduce Cash Levels, Streamline Cash Operations
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CetoLogic Integrates C365 Forecasting Model into C3 Financial to Improve Financial Institutions’ Branch Cash Management

CetoLogic Integrates C365 Forecasting Model into C3 Financial to Improve Financial Institutions’ Branch Cash Management
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IH Mississippi Valley Credit Union Leverages CetoLogic's C3 Financial Money Supplier Integration To Cut Cash Management Labor Efforts by 40 Percent

IH Mississippi Valley Credit Union Leverages CetoLogic's C3 Financial Money Supplier Integration To Cut Cash Management Labor Efforts by 40 Percent
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Northstar Bank Selects CetoLogic’s Deposit Reclassification to Transform Idle Funds Into Interest-Earning Income

Northstar Bank Selects CetoLogic’s Deposit Reclassification to Transform Idle Funds Into Interest-Earning Income
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CetoLogic’s C3 Financial Streamlines Cash Management Operations for Symitar Credit Unions

CetoLogic’s C3 Financial Streamlines Cash Management Operations for Symitar Credit Unions
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CetoLogic Announces Addition of Jean Bradley, Dianne Wood to Operational and Support Teams

CetoLogic Announces Addition of Jean Bradley, Dianne Wood to Operational and Support Teams
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Randolph-Brooks Federal Credit Union Reduces Cash Inventory, Optimizes Cash Demand Through CetoLogic’s C3 Financial Cash Management Solution

Randolph-Brooks Federal Credit Union Reduces Cash Inventory, Optimizes Cash Demand Through CetoLogic’s C³ Financial Cash Management Solution
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CetoLogic Announces New Logo, Brand Identity: “Smart Solutions That Make Dollars And Sense”

CetoLogic Announces New Logo, Brand Identity: “Smart Solutions That Make Dollars And Sense”
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Valley Republic Bank Implements CetoLogic’s Deposit Reclassification to Recover Federal Reserve Balance, Offer More Investment, Community Opportunities

Valley Republic Bank Implements CetoLogic’s Deposit Reclassification to Recover Federal Reserve Balance, Offer More Investment, Community Opportunities
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HarborOne Bank Selects CetoLogic’s C3 Financial to Centralize Cash Management Processes, Streamline Efficiencies

HarborOne Bank Selects CetoLogic’s C³ Financial to Centralize Cash Management Processes, Streamline Efficiencies
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CetoLogic Simplifies Cash Operations for Fairmont Federal Credit Union with C3 Financial’s File Extract Feature for FedLine® Web

CetoLogic Simplifies Cash Operations for Fairmont Federal Credit Union with C³ Financial’s File Extract Feature for FedLine® Web
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CetoLogic Expands Customer Base, Exceeds Projections in 2013

CetoLogic Expands Customer Base, Exceeds Projections in 2013
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Ceto Cash Box Manager App Enables Greater Efficiencies in Management of Branch, ATM Cash for CetoLogic C³ Financial/Fiserv Open Solutions DNA Users

Ceto Cash Box Manager App Enables Greater Efficiencies in Management of Branch, ATM Cash for CetoLogic C³ Financial/Fiserv Open Solutions DNA Users
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CetoLogic’s C3 Financial Enables Dunbar Armored Inc. Clients to More Efficiently Place Cash Orders

CetoLogic’s C³ Financial Enables Dunbar Armored Inc. Clients to More Efficiently Place Cash Orders
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NASA Federal Credit Union Chooses CetoLogic's C3 Financial to Streamline Their Cash Management

NASA Federal Credit Union Chooses CetoLogic's C³ Financial to Streamline Their Cash Management
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Queensborough National Bank & Trust Company Selects CetoLogic’s C3 Financial to Reduce Processing Times, Increase Cash Management Efficiencies

Queensborough National Bank & Trust Company Selects CetoLogic’s C³ Financial to Reduce Processing Times, Increase Cash Management Efficiencies
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Southern Bancorp Selects CetoLogic’s C3 Financial for Cash Management

Southern Bancorp Selects CetoLogic’s C³ Financial for Cash Management
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CetoLogic Adds Kelly MacConnell as Consultant

CetoLogic Adds Kelly MacConnell as Consultant
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Georgia United Credit Union Selects CetoLogic’s C3 Financial

Georgia United Credit Union Selects CetoLogic’s C³ Financial
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United Bank of Michigan Selects Deposit Reclassification

United Bank of Michigan Selects Deposit Reclassification
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Pacific Marine Credit Union Selects CetoLogic’s C3 Financial

Pacific Marine Credit Union Selects CetoLogic’s C3 Financial
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